Wealth Preservation Individual Educational Modules

This course covers the following important material.

* Premium Financed Life Insurance
* Alternatives to PFLI
* Buy-Sell Agreements
* Basic Plan Designs
* Economic Variables such as LIBOR plus loans
* Collateral Requirements
* Exit Strategies
* Non Traditional Premium Financing
* Recourse and Non Recourse Loans
* Key Man Insurance

This course will also briefly introduce the concept of nontraditional premium financing where the borrower signs a non-recourse loan in which there is no liability, no personal guarantee, and no additional collateral requirement to the borrower. Understanding the difference between recourse and non-recourse loans may give the reader the knowledge to implement more plans.

* Learn the pros and cons of Premium Financed Life Insurance
* Learn cost effective alternatives to help clients purchase Life Insurance
* Learn the most effective and best types of insurance for business
* Learn the most effective and best types of insurance for Estate Planning

This course will teach the pros and cons of traditional Premium Finance Life Insurance that are being used for estate tax purposes, business needs, i.e., key-man insurance, buy-sell agreements and charitable purposes. In addition, we discuss the typical client profile, the basic plan designs, and the economic variables involved such as LIBOR plus loans, collateral requirements, and the exit strategy that one should be aware of before introducing the concept to a client.

Roccy M. DeFrancesco, Jr., JD,CWPP

As creator, author and professor of the Certified Wealth Preservation Planner, CWPP Course, Roccy specializes in the following topics.

Creator of the Following Financial Tools and Techniques

Home Equity Acceleration Plan, HEAP

C.A.L.M Analysis, Comprehensive Analysis for Liability Management

Certified Wealth Preservation Planner, CWPP

Wealth Preservation Planning (editor) by the National Association of Accountants

Roccy is the well-published and recognized author of the following books.

Home Equity Management Guidebook

How to Achieve Maximum Wealth with Maximum Security

The Doctor's Guide to Wealth Preservation

Wealth Preservation Planning

Roccy DeFrancesco's Educational Background

Bachelor of Science Degree, Embry Riddle Aeronautical University

Doctorate of Jurisprudence, Valparaiso University

Awards and Honors

Bar Certified in Indiana and Michigan

Co Founder of the Asset Protection Society

Read More About Roccy M. DeFrancesco, Jr., JD,CWPP

Roccy received his B.S. degree from Embry Riddle Aeronautical University (where he also received his commercial pilot's license), and his J.D. from Valparaiso University School of Law. Roccy is licensed to practice law in both Indiana and Michigan and is "of counsel" for DeFrancesco Law Offices.

Roccy is the Author of The Doctor's Wealth Preservation Guide and the Editor of a book titled: Wealth Preservation Planning: A "Team" Approach, by The National Society of Accountants. He has also authored a number of advanced asset protection and wealth preservation articles that have been published in Orthopedics Today, The Rake Report by PriceWaterhouseCoopers, the CPA Journal, Strategic Orthopaedics, General Surgery News, Physician Money Digest, Physician Money Digest OB/GYN Edition, MD Life Magazine, Anesthesiology News, the Indiana Bar Journal, the OH CPA Newsletter, Financial Planning Magazine, Physician News Digest, American Urological Association News, Society of Financial Service Professionals, Today's CPA, the New Hampshire Society of CPAs, Insurance Selling Magazine.

He has also lectured for the Indiana State Medical Association, Ohio State Medical Association, Academy of Medicine of Cincinnati, Mid-America Orthopaedic Association, the MI, OH, IN, and KY CPA Societies, the Orthopedic Surgeon Income Symposium, the Indiana Continuing Legal Education Forum, PAHCOM, BONES, the American Academy of Medical Management, TXMGMA, Association of American Physicians and Surgeons, the Michigan Orthodontics Association, the National Funeral Home Directors Association, Society of Financial Services Professionals, CPA/Law Forum of Illinois and the Elon University Love School of Business, the Society of Financial Service Professionals, National Association of Accountants on advanced asset protection, income and estate tax reduction and overall cost reduction issues for the medium to small business owner.

He is also on the Law Practice Management Committee for the Indiana Bar Association, and is a contributor for the Financial Services Journal.